Members-Only Community

FORTUNA

Members Guide

Community First. Travel with Trust.

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Section 1

Fortuna in One Minute

Fortuna is an invite-only social lifestyle community built around real people, shared interests, trusted activity and shared rewards.

  • Members create verified social profiles, add friends, follow people, post content and share real experiences.
  • Members can discover and join Fortuna Communities built around interests, locations, activities and shared goals.
  • ASK NOVA™ is the built-in AI Concierge. Members can ask about people, Communities, travel, businesses, services or almost anything else.
  • Trust Points™ and ratings help members find people and businesses with a proven history inside Fortuna.
  • Businesses can create Business Profiles and be discovered through the Fortuna Community Service Directory & Marketplace.
  • Fortuna Travel is an early major vertical that gives members useful real-world services from the beginning. Foundation Members receive a price-beat guarantee — Fortuna will beat any publicly advertised price online, valid up to the 1 December 2026 official launch.
  • Fortuna Rewards™ is the single rewards framework across the Community.
  • Fortuna Wallet is planned to include a Fortuna-branded high-limit debit card so eligible members can access and spend supported wallet balances through everyday card and ATM networks, where available.
  • FUT is the utility token used for membership and other eligible ecosystem functions.

Invite Only. Community Built. Community Rewarded.

The main idea is simple: people already spend hours creating content, building networks, recommending places and moderating communities on platforms such as Instagram and Facebook — usually without being paid for the value they help create. Fortuna is designed differently. Eligible membership revenue is allocated back across the Fortuna ecosystem so the Community can share in the value it helps build.

Fortuna members lifestyle

Section 2

Community First.
Community Rewarded.

Fortuna is not designed as another public social network where the platform keeps all of the value created by its users.

People already spend hours creating content, building networks, recommending places and moderating communities on platforms such as Instagram and Facebook — usually without being paid for the value they help create. Fortuna is designed differently. Eligible membership revenue is allocated back across the Fortuna ecosystem so the Community can share in the value it helps build.

Fortuna members — a small group of thoughtful, committed people gathered in an elegant setting

Invite-only by design

Fortuna is an invite-only community. Access is controlled, member identity is verified, and private member areas are not designed for unrestricted public browsing.

Peer-to-peer moderation

Communities are intended to be moderated by their creators, trusted member moderators and the wider Fortuna governance framework.

The Community shares in the economics

Under the proposed membership model, 100% of eligible monthly membership revenue is allocated across the Fortuna ecosystem.

Section 3

The Social Community & Communities

The member network combines familiar social networking with verified identity, Trust, Communities, travel and real-world services.

The Member Network

  • Fortuna is invite-only and is not designed for unrestricted public access to member areas.
  • Create a personal profile with a photo, bio, interests and chosen location preferences.
  • Add friends, follow members, post photos, updates and experiences.
  • Discover people by destination, interests, activities and Communities.
  • Keep social activity linked to one verified member identity.
  • Choose whether your profile can appear in relevant member or activity searches.
  • Link other social accounts so approved Fortuna posts can be shared to external social platforms where integrations allow.
  • Use ASK NOVA™ to find people, Communities, places and services.
Fortuna members gathering

"Fortuna should not only help people find places. It should help people find their people."

Fortuna Communities

Communities are member-created spaces built around interests, locations, activities and shared goals.

  • During the beta launch, members can request that Fortuna admin create a new Community.
  • After launch, members can request approval from their direct upline to create a new Community under the final Community rules.
  • All members can discover public Communities and request to join them.
  • Private Communities can be closed, invitation-only and invisible to anyone who has not been invited or admitted.
  • Community creators can appoint trusted moderators from within their membership.
  • Members can post, share media, organise activities, create events and meet people with similar interests.
  • ASK NOVA™ can discover and recommend Communities that may match a member's interests.

Example: "ASK NOVA™, find me a running Community in Metro Manila."

Section 4

ASK NOVA™ — AI Concierge

ASK NOVA™ is part of the Fortuna Community — our 'genie in the bottle' and the easiest way to search, discover, organise and get help.

Members can ASK NOVA™ about:

  • People and Communities
  • Travel and itineraries
  • Businesses and services
  • Restaurants and experiences
  • Products and Marketplace listings
  • Ideas, planning and general questions

Not just travel

ASK NOVA™ is intended to provide broad everyday AI assistance, not just travel help, subject to the AI services integrated into Fortuna.

Search Fortuna first

For people, service and travel requests, ASK NOVA™ can search inside Fortuna first. She can combine a request with location, availability, Trust Points, average rating and member status.

A member can simply say: "Only search inside Fortuna."

If Fortuna does not contain the right result, ASK NOVA™ can ask permission before expanding the search outside the Community.

Simple example

Member: "NOVA, find me a group of runners in Manly."

ASK NOVA™ can search Fortuna members, Communities and relevant Business Profiles first. The member can then add exact Trust requirements if they want a more selective result.

Don't search. ASK NOVA™.

Section 5

The Fortuna Trust System

Trust is the heart of ASK NOVA™. Fortuna is designed to make reputation measurable, identity-linked and based on verified activity.

Why ordinary reviews can fail

Many review systems allow anonymous or unverified opinions. This can create fake reviews, review farms and rankings that do not always reflect a genuine transaction.

The Shed at Dulwich became a famous example of how an online review system could be manipulated. A fictional restaurant listing was pushed to the top of TripAdvisor's London rankings using staged material and fabricated reviews. For Fortuna, the lesson is simple: if there is no verified transaction, the review should not create Trust.

The Fortuna answer

  • Only a completed eligible FUT transaction can generate the associated review.
  • No transaction means no review.
  • The FUT value of the transaction determines the weight of the review.
  • The client rates the vendor, and the vendor rates the client.
  • Reviews are tied to verified member identity.
  • Personal Trust Points™ and Business Trust Points™ are separate, but both are linked to the same verified member identity.

The Trust formula

FUT SPENT × SCORE MULTIPLIER = TRUST POINT CHANGE

Example: a member spends 500 FUT and rates the business 8/10. An 8/10 rating carries a +60% multiplier, so the business receives +300 Business Trust Points™.

Score scale:

10+100%
9+80%
8+60%
7+40%
6+20%
50% — neutral
4-20%
3-40%
2-60%
1-80%
0-100%

Section 6

Trust Levels & Trust-Based Search

Trust Points™ are designed to become useful social capital inside Fortuna: earned through verified activity, not bought through advertising.

Two-way accountability

Every eligible transaction creates two reputation signals. The client's rating affects the vendor's Business Trust Points™, while the vendor's rating affects the client's Personal Trust Points™.

7-Day Make-It-Right Window

A score below 5 opens a 7-day resolution window. During that time, the vendor can contact the customer and try to resolve the issue.

If the customer is satisfied with the resolution, they can submit a revised score and update their review to explain what happened and how the issue was made right.

The original Trust Point effect is then replaced by the Trust Point calculation generated from the revised score. The review remains in the transaction history with the updated outcome.

The purpose is simple: keep the history, but give a genuine business the opportunity to solve a genuine problem.

Favourite Places

When a member gives an eligible verified transaction a score of 8 or above, that place can be added to their public Favourite Places. This creates a verified record of places they actually used and rated highly.

Trust and verified reputation

"Reputation earned through verified activity — not advertising."

Trust levels

Newbie0–999
Traveller1,000–4,999
Explorer5,000–9,999
Guide10,000–24,999
PRO25,000+
FeaturedInvitation by the Fortuna Board

How Trust-based NOVA search works

  1. 1.Ask naturally: "NOVA, find me a personal trainer in Manly."
  2. 2.Add Trust conditions: "Only PROS or higher, 25,000+ Trust Points™ and an average rating above 9."
  3. 3.ASK NOVA™ searches the Fortuna Community Service Directory & Marketplace using those exact requirements.
  4. 4.Results can be ranked using Trust, rating, relevance, location and availability.
  5. 5.If no Fortuna result qualifies, ASK NOVA™ asks before searching outside Fortuna.

Nova finds it. Fortuna Trust helps you decide.

Section 7

Fortuna Travel

Fortuna is Community-first. Travel is an early major vertical that puts the Community, ASK NOVA™, Trust and Fortuna Rewards™ to work in the real world.

  • Discover accommodation, experiences, transport, restaurants and local services.
  • Connect with hosts, travellers, local members and relevant Communities.
  • Use the same profile, Trust history and ASK NOVA™ interface throughout a trip.
  • Book individual parts of a trip or ASK NOVA™ to help build a complete itinerary.
  • ASK NOVA™ to find providers in the Fortuna Community Service Directory & Marketplace that match specific Trust requirements.
  • Use ASK NOVA™ for broader concierge support before, during and after travel.
  • Once ASK NOVA™ has built an itinerary, members can ask her to book eligible itinerary components through the Fortuna booking portal in one transaction, where supported.

Foundation Member Exclusive

Price-Beat Guarantee

Fortuna will guarantee to beat any publicly advertised price online for its Foundation Members — valid up to the official launch on 1 December 2026.

The Fortuna Black Book™

Featured members are invited by the Board and can help curate the Fortuna Black Book™ — a high-trust collection of standout places, people, services and experiences recommended from inside the Community.

Section 8

Service Directory, Marketplace & Business Profiles

One verified member can have a personal social identity and one or more separate business identities.

Personal Profile

  • Friends, following, posts and Communities.
  • Travel activity, Favourite Places and Personal Trust.
  • Optional discovery in relevant social, activity or Community searches.
Personal profile and reputation

"Your profile is your reputation. Every verified interaction builds it."

Business Profile

US$50 per month

  • An eligible member can activate a linked Business Profile for US$50 per month, equivalent paid in FUT.
  • A member can hold multiple Business Profiles. Each Business Profile is charged separately.
  • Each Business Profile builds its own Business Trust history.
  • Business Profiles can list services, categories, locations, availability, media, contact details and eligible products.

Paid Subscription Communities

A Business Profile can also create its own subscription-based Fortuna Community. This gives influencers, creators, coaches, experts and other businesses a way to bring their existing audience into Fortuna and offer a private or premium member experience.

  • The Business Member chooses the subscription price, payable in FUT.
  • Fortuna does not take a platform share of the subscription amount. 100% of the subscription revenue is retained by the Business Member, subject only to any disclosed transaction or network fees.

Fortuna Community Service Directory & Marketplace

The Service Directory is designed for eligible Business Profiles offering real-world services.
The Marketplace can include business products and services plus permitted member new/used listings.
Search filters can separate Business listings from member listings.
ASK NOVA™ can surface businesses only when they match the member's request and chosen Trust requirements.

One verified member. Personal profile + linked business profiles.

Section 9

Membership

01

Receive an Invitation

Fortuna is invite-only. Access is controlled, member identity is verified, and private member areas are not designed for unrestricted public browsing.

02

Create Your Profile

Create a personal profile with a photo, bio, interests and chosen location preferences. Add friends, follow members, post photos, updates and experiences.

03

Try the Platform First

Membership is proposed to be billed monthly in arrears on the first day of the following month. This gives a new member time to try the platform, build connections and begin participating before the first payment becomes due.

04

Launch Offer

First 100,000 Individual Members: 3 months FREE membership. First 10,000 Business Members: 3 months FREE membership. The launch offer is designed to remove the barrier to entry while the Community grows.

Section 10

Fortuna Wallet & High-Limit Debit Card

The Fortuna Wallet is designed to be more than a place to hold and use FUT. It is intended to give eligible members a practical bridge between the Fortuna ecosystem and everyday spending.

Fortuna-Branded High-Limit Debit Card

Fortuna plans to offer eligible members a branded high-limit debit card through an approved issuing and card-program partner.

  • The card is intended to operate on a major global card network, such as Visa or Mastercard, depending on the final issuing partner and jurisdiction.
  • Eligible members would be able to use the card at participating merchants that accept the applicable card network.
  • ATM withdrawals would be available where supported by the issuing partner, local rules and the relevant ATM network.
  • Card limits, eligibility, KYC/AML requirements, fees, supported balances, countries and availability will depend on the final issuing partner and applicable regulation.
Foundation Member
••••   ••••   ••••   8888
Foundation Member
12/29

The objective is simple: make the Fortuna Wallet useful in everyday life by giving members a convenient way to access supported value without needing to leave the Fortuna ecosystem first.

From the Fortuna Wallet to the real world.

Section 11

Where Monthly Membership Revenue Goes

100% of eligible monthly membership revenue is allocated back to benefit members and the Fortuna ecosystem.

Fortuna Rewards™: Community Distribution30%
FUT Holder Distribution20%
Fortuna Rewards™: Loyal Spenders10%
Member Rewards Raffle10%
Fortuna Foundation (Charity DAO)10%
Platform Costs10%
Buy & Burn10%

Section 12

Fortuna Rewards™ — Community Distribution

This part is simply about rewarding eligible members who help build the Fortuna Community.

The six levels

LevelNameMembers
Level 1Your Crew6
Level 2Your Network36
Level 3Your Community216
Level 4Your Reach1,296
Level 5Your Influence7,776
Level 6Your Legacy46,656

Maximum mathematical example for a completely filled 6 × 6 structure — 55,986 positions

How flow-over works

A member can choose the first six people on Level 1. Once those positions are full, additional eligible members can flow automatically into the weakest available positions below.

Flow-over is directed toward the weakest available branch so the wider structure can continue to grow.

Example: if a member fills Level 1 with six people and another 40 people later join, those additional members can flow into the weakest open positions below Level 1.

If a higher position becomes vacant, the earliest eligible invited member for that branch can move up with their existing downline, subject to the final rules.

Individual Membership

A US$10 Individual Membership allocates 30%, or US$3, to Community Distribution. Spread across six qualifying levels, that equals US$0.50 equivalent in FUT per qualifying member per level.

Illustrative full structure:

55,986 × US$0.50 = US$27,993 equivalent in FUT

Business Membership

A US$50 Business Membership allocates 30%, or US$15, to Community Distribution. Spread across six qualifying levels, that equals US$2.50 equivalent in FUT per qualifying Business Membership per level.

A member may operate more than one eligible Business Profile, so each qualifying Business Membership can contribute separately under the final rules.

The 55,986-position structure and all reward examples are mathematical illustrations only. They are not guarantees of membership, rewards, income or future results.

Section 13

The Fortuna DAO

DAO stands for Decentralized Autonomous Organization — the standard term for a digital governance structure that allows a community to vote on defined decisions.

For Fortuna, the principle is simple: the Community should govern defined Community decisions. No single member gets more voting power simply because they hold more FUT or has a senior title.

One eligible verified member = one vote.

  • Every eligible verified member receives one vote.
  • The Founder's vote has the same weight as a new eligible member's vote.
  • Board members and large FUT holders do not receive extra voting power simply because of their role or token balance.
  • Eligible proposals and ecosystem decisions can be put to the Community under the final governance charter.
  • The Fortuna Foundation is intended to operate as a Charity DAO, allowing members to vote on eligible uses of Foundation funds that benefit Fortuna members, their Communities or approved charitable initiatives.
  • Proposal rules, quorum, reserved matters and voting security will be documented before governance goes live.
Community members gathered together — democratic governance in action

"Governance is based on verified membership — not on who owns the most tokens."

How It Works

Membership

01

Receive an Invitation

Fortuna is invite-only. Access is controlled, member identity is verified, and private member areas are not designed for unrestricted public browsing.

02

Create Your Profile

Create a personal profile with a photo, bio, interests and chosen location preferences. Add friends, follow members, post photos, updates and experiences.

03

Try the Platform First

Membership is proposed to be billed monthly in arrears on the first day of the following month. This gives a new member time to try the platform, build connections and begin participating before the first payment becomes due.

04

Launch Offer

First 100,000 Individual Members: 3 months FREE membership. First 10,000 Business Members: 3 months FREE membership. The launch offer is designed to remove the barrier to entry while the Community grows.

Section 14

FUT Tokenomics

FUT is the utility token used for membership and other eligible ecosystem functions. Total supply: 100,000,000 FUT.

Total Supply

0

Token Symbol

FUT

Network

Ethereum

Token Allocation

Source: Fortuna Community Whitepaper v5.7 — Section 14

FUT100M SUPPLY
Public IEO Sale
50%
Foundation Allocation
24%
Founder
10%
Board
6%
Ambassadors
2%
Branding
2%
Community & Strategic Development
2%
Liquidity
2%
Bounties & Incentives
2%

Vesting Schedule

Duration in months from token generation event. Founder vests over 20 months at 500,000 FUT per month. Board vests over 20 months at 50,000 FUT per month, subject to continuing in the relevant role. Ambassadors vest over 20 months, subject to continuing as our Ambassador.

Founder (10%)20mo total

500,000 FUT / month

Board (6%)20mo total

50,000 FUT / month · Subject to continuing in relevant role

Ambassadors (2%)20mo total

Subject to continuing as our Ambassador

0mo5mo10mo15mo20mo

Public IEO Sale (50%), Foundation Allocation (24%), Branding, Community & Strategic Development, Liquidity, and Bounties & Incentives allocations are not subject to the above vesting schedule. Ambassador vesting terms to be published.

Section 15

Launch Timeline

Foundation Sale

Stage 1

July 2026

  • US$0.10 per FUT
  • 2,500,000 FUT allocation
  • COMPLETED

Stage 2

17 August 2026

  • US$0.20 per FUT
  • 2,500,000 FUT allocation

Stage 3

September 2026

  • US$0.30 per FUT
  • 7,500,000 FUT allocation
  • Or earlier if Stage 2 sells out

Stage 4

September 2026

  • US$0.40 per FUT
  • 7,500,000 FUT allocation
  • Or earlier if Stage 3 sells out

App Launch

Beta Launch

1 October 2026

App Goes Live

  • Fortuna social network live in beta
  • ASK NOVA™ AI Concierge
  • Trust Points™ and Trust-based discovery
  • Fortuna Travel app live in beta
  • Fortuna Wallet and FUT utility live

Official Launch

1 December 2026

Full App Launch

  • Communities, ASK NOVA™, Trust Points™
  • Fortuna Rewards™, Travel, Wallet
  • Business discovery tools live
  • IEO targeted Q1 2027

Find out more — listen here

FORTUNA

Members-Only Community

© 2026 Fortuna. All rights reserved.

This document is for informational purposes only and does not constitute financial advice.